What about my poor credit history?

No problem, so long as you have enough funds in your account to cover the loan amount plus the interest on your next paydate. These are no credit check payday loans.

How do I repay the payday loan?

You have three flexible options:

• When you next get paid, pay the loan in full plus the interest charge.
• When you get paid, pay just the interest charge and the balance of the loan the following month. You can do this as many times as you want.
• When you get paid, pay the interest and part of the balance - as much or as little as you can afford. This reduces next month’s interest charge.

And, remember, for 14 days after each repayment date, you can make a full or a part payment - completely INTEREST FREE!

Do I need a cheque guarantee card?

Yes. You must have a cheque guarantee card to take out a loan.

What else do I need?

You must have a chequebook and be 18 years old to take out a loan.

What if I’m paid weekly?

No problem. We treat you just the same  your repayment date will be your fourth pay date after you take out your loan.

Do I need to be a homeowner?

No, but you must meet our other criteria (see above).

Can I apply if I’m self-employed?

Unfortunately not.

Can I take out another loan on top of my existing loan?

No. You must fully repay any existing loans before you can get another.

UK Payday Loans

ePayday.co.uk's payday loans services is a popular payday cash advance lender serving customers across Britain. You many need a quick source of credit for emergency needs and our payday loan service offers you that convenience. Apply for your Uk payday loan or UK cash advance now. You'll be delighted with our payday loan repayment terms, friendly service and fast application processing. We're here for the UK payday cash advance loan service you need. Apply for a cash advance today.