Payday loans application process

When you need money in a hurry, you need money in a hurry. That’s why we remove all the obstacles and get your pay day loan as fast as possible. If you’re in employment, you get your salary paid into your current account, and you have a chequebook and a debit card, a payday loan should be a breeze. Applying couldn’t be easier:

1. 

   1. Apply

2. 

   2. Approved

3. 

   3. Funded

   
   

1. Fill in the online application form. Fill in all the fields accurately to ensure fast payment.
2. Once you’ve been provisionally approved, you’ll need to Fax , email or post the required documents to us. Once your approval has been confirmed, we’ll fax, email or post a credit agreement back to you. Sign it and return with your repayment cheques.
3. Once we have the signed credit agreement and repayment cheques, we’ll get the money into your account that same day.

What do you need for a payday loan?

• You need to have a job in which your salary is paid into your current account.
• You need a chequebook and a debit card for your current account.
• You need to be at least 18 years old.

Payday loan repayments

Your payday loan repayments will be as painless and flexible as possible, with three repayment options:

1. When you next get paid, pay the loan in full plus the interest charge.
2. When you get paid, pay the minimum repayment amount, which is a combined interest and capital payment. This reduces next month’s interest charge and will clear your loan balance in no more than six months if no additional payments are made on your account.
3. Pay any amount less than the full amount outstanding but greater than the minimum amount required to reduce your balance further thereby incurring less interest on subsequent repayment dates. There are no penalties for paying the loan off early.