Payday loans are meant to be short term cash facilities that help you bridge the gap until you get paid to pay for those unexpected payments that occur from time to time. They are not meant to be long term solutions for any financial problems that you may be experiencing.

We cannot stress this point enough! We want to help fill your unexpected short term cash problems, not further complicate any financial issues that you many have. There fore if you:

• • Are experiencing financial problems month after month
• • Do not feel that you will be able to meet the repayments of a payday loan

Then you should not borrow from a payday lender. In these circumstances you may want to contact a credit counselling service that will better serve your needs.

You know your financial circumstances better than anyone and so before applying for a pay day advance make sure the above does not apply to you, and ensure that you only borrow what you feel that you can comfortably afford to pay back!