Payday loans - some FAQs

Can I still get a payday loan with a poor credit history?

So long as were sure youll have enough money on payday to repay your loan, were happy to offer a pay day advance. So, even though you might have a poor credit history or CCJs, you could still get a pay day loan.

What if Im unemployed?

No afraid you have to have a full-time job to get payday loans with ePayday.

What if Im unemployed but getting tax credits?

No, you must have a job to get a pay day loan.

How quickly will I get the money?

You can have your money on the working day your pay day loan is formally approved.

What if I dont own my home?

That doesnt matter for these type of cash loans.

What if I work part-time?

No, your employment must be full-time to get a payday loan from ePayday.

Can you pay the payday advance into a different account from the one my wages go into?

No, your payday advance must go into the account for which the loan was approved.

How do you pay the payday loan?

Once fully approved, the payday loan gets transferred straight into your bank account with a same-day priority payment (CHAPS).

What if I get my salary paid into another persons account?

For our payday loans, you must ensure your wages are paid into your own account. You must also have a have a debit card for this account.

Apply for your pay day advance today!

Note that you should borrow only what you feel you can comfortably afford to pay back. Payday loans are not designed as a long-term solution to financial problems. If you have such problems, please seek credit counselling rather than taking out a payday loan.