General

Please read these terms and conditions carefully as they govern the use of this website. By using this website you accept these terms and conditions. If you do not accept these terms, or any part of these terms, you should leave this website now. “You”, “your” and “yours” means the individual person using this website. “We”, “us” and “our” means First Choice Credit Limited trading as epayday.co.uk.

Ownership

This website is owned by First Choice Credit Limited trading as epayday.co.uk.

Who Can Use this Website

The material on this website is directed solely at individuals who are aged 18 years or over and who are resident in, and access this website from, England, Wales or Scotland looking for payday loans.

Intellectual Property Rights

This website and all the intellectual property rights in its design, text and graphics together with any trademarks, logos and trade names shown on this website belong to us as licensees (unless otherwise stated).

Licence to Use this Website

You may view, print, copy, download or temporarily store extracts from this website for your personal information. You must not alter anything. You must not use this website for any other purpose unless you first get our written permission.

Limitations of Liability

Although we endeavour to ensure the information on this website is correct, we disclaim all implied warranties that this website is accurate, complete or up-to-date. We will have no liability to you if it is not. We are not in any way responsible for anything linked to this pay day loan website that someone else is marketing.

Law and Jurisdiction

This website and these Terms and Conditions are governed by English law. Any disputes arising from this website shall be subject to the exclusive jurisdiction of the English courts.

Variation

These Terms and Conditions may be varied from time to time. Please check this page regularly to make sure you have read the current version.

Posted April 2008