Why take out a payday loan?

If the thought of taking out a loan scares the pants off you, you’ll be pleasantly surprised when you apply for a payday loan. Why? Because payday loans are not like ordinary loans. That’s because a full loan, repayable over a year or more, might be inappropriate for you. Payday might be a week or two off and you might just need a cash loan that you can get online to help you limp through to payday.

This is where online payday cash loans come into their own. And you can get them here - whether you’re paid monthly or weekly.

Payday loans - reasons

Perhaps you’re short of cash because you’ve had an unexpected large bill - like for the dentist’s or the vet. Or perhaps your car let you down. Whatever the reason for needing a payday loan, it’s a great way to get cash in a hurry.

If you’re 18 or over and resident in the UK, you just need to provide a little bit of documentation. You’ll need to fax or send us bank statements from last month cheque guarantee card. You should have held your current job for at least three months and have your wages paid into a UK bank account. The size of your payday advance depends on what you earn. At epayday.co.uk, we can lend from £80 to £500.

Don’t worry, we won’t carry out any credit check or background checks for your payday loan. We just need to see your bank statements and prove that you have a chequebook and cheque guarantee card. Best of all, we won’t ask you why you need the payday loan. That’s your business, not ours.

Payday loans right away

Usually, you’ll have your payday advance the same day that we receive a signed copy of your credit agreement and your repayment cheques - wired straight to your account, so you can spend it as you wish, right away.

Repayment on your payday loan taken out online is pretty painless with epayday.co.uk, and we like to be as flexible as possible. That’s why we offer you three alternatives.

When you next get paid, pay the payday loan in full plus the interest charge. Pay just the interest charge and the balance of the payday advance loan is deferred to the following month. You can do this as many times as you want. Or pay the interest and part of the balance - as much or as little as you can afford - to reduce next month’s interest charge.

UK Cash Advances

ePayday.co.uk provides UK cash advances for customer across Britain. It is a convenient payday loan service you can count on. If you require quick credit for emergency needs then there's no better credit card alternative. You'll be delighted with our loan repayment terms, fast service, and great interest rates. Choose ePayday.co.uk for any payday cash advances you might need.